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La Banque Postale has developed APIs in order to comply with the requirements of the delegated Commission Delegated Regulation (EU) 2018/389 of 27 November 2017 (RTS) and thus enable TPP to offer their service.

The status of La Banque Postale's API is as follows:

  • The confirmation on the availability of funds API (CBPII) is compliant.
  •  The account information API (AISP) is compliant. 
  •  The payment initiation API (PISP) is partially compliant. The most important features are available with SCT inst and SCT. Other payment (international and permanent) will arrived later.

In 2021, we are working on improving the authentication process. This change with the implementation of the App2App journey was made in June 2021 for the AISP / CBPII enrollment and is scheduled for September for the PISP API.

In view of the regulatory texts, an incomplete API cannot be considered as the nominal interface for exchange with the TPPs. Therefore, at the request of the regulator, La Banque Postale invites the TPPs to use the alternative access, i.e. the authenticated web scraping solution. The documentation of this alternative solution is available in the Support section.

 

 New features since July 30th, 2021 :

    • AISP API :
      • Implementation of the App2App journey (redirect "fluide") via two new OAuth2 specific endpoints ; new App versions required (iOS / Android)
    • PISP API :
      • Information of the appliedAuthentication field on the GET /payment-request
    • Other minor fix : Minor evolution on the register API of portal developer

See details and all documentation in "API Products" section above

 

New features since February 17th , 2021 :

  • AISP API :
    • Corporate delegate access can now access the API
    • Three months of history are now available for deferred debit cards
  • PISP API :
    • The beneficiary's IBAN is partially hidden in the redirect journey
    • BIC field of beneficiary is now optional in PISP request
    • SCT are now available for beneficiaries across the whole SEPA zone
    • Bug fix : EndToEndId field supported in PISP request
    • Bug fix : localInstrument field is not mandatory for SCT payment request
  • Other minor fix : see documentation in ‘API Products’ section and fallback documentation in ‘Support’ section