Home

La Banque Postale has developed APIs in order to comply with the requirements of the delegated Commission Delegated Regulation (EU) 2018/389 of 27 November 2017 (RTS) and thus enable TPP to offer their service.

The status of La Banque Postale's API is as follows:

  • The confirmation on the availability of funds API (CBPII) is compliant.
  •  The account information API (AISP) is compliant. 
  •  The payment initiation API (PISP) is partially compliant. The most important features are available with SCT inst and SCT. Other payment (international and permanent) will arrived later.

In view of the regulatory texts, an incomplete API cannot be considered as the nominal interface for exchange with the TPPs. Therefore, at the request of the regulator, La Banque Postale invites the TPPs to use the alternative access, i.e. the authenticated web scraping solution. The documentation of this alternative solution is available in the Support section.

 

Features and releases

 

       Emergency Information and Incidents

New features since March 29th, 2022 :

    • PISP API :
      • Possibility to initiate a payment with an amount lower than 1.5 Euros
      • Automatic rejection of the payment request not confirmed after a authorised delay (RJCT-RR04)
      • Consistency check of the creationDateTime field in the payment request
    • AISP API : 
      • Balances : Error 500 fix in get balance request for professional customers
      • Transactions : Reliability of transaction status

 

 New features since January 25th, 2022 :

    • PISP API :
      • Improvements on the valuation of the property debor.name on the GET /payment-requests

      • Improvements on the valuation of paymentInformationStatus/statusReasonInformation on the GET /payment-requests in the case of rejections of unfinished requests.

 

 New features since October 15th, 2021 :

    • PISP API :
      • Implementation of the App2App journey (redirect "fluide") via one optional header PSU-Workspace  ; new App versions required (iOS / Android)

 

New features since July 30th, 2021 :

    • AISP API :
      • Implementation of the App2App journey (redirect "fluide") via two new OAuth2 specific endpoints ; new App versions required (iOS / Android)
    • PISP API :Other minor fix : Minor evolution on the register API of portal developerSee details and all documentation in "API Products" section above
      • Information of the appliedAuthentication field on the GET /payment-request

 

 

New features since February 17th , 2021 :

  • AISP API :
    • Corporate delegate access can now access the API
    • Three months of history are now available for deferred debit cards
  • PISP API :
    • The beneficiary's IBAN is partially hidden in the redirect journey
    • BIC field of beneficiary is now optional in PISP request
    • SCT are now available for beneficiaries across the whole SEPA zone
    • Bug fix : EndToEndId field supported in PISP request
    • Bug fix : localInstrument field is not mandatory for SCT payment request
  • Other minor fix : see documentation in ‘API Products’ section and fallback documentation in ‘Support’ section

 

 

 

14/04/2022 - PSD2 API PORTAL: Technical maintenance on the developer portal is scheduled on 14/04/2022 between 14:00 and 18:00 with unavailability of the portal.


29/03/2022 - PSD2 API PORTAL REGISTER API information: A technical problem on the POST/register has occurred between 29/03/2022 and 12/04/2022. The problem prevents the creation of new applications. Incident solved.

 

17/02/2022 - PSD2 PISP API information : A technical issue on the GET /payment-requests/{id} occured between 16/02/2022 15:00 and 18/02/2022 14:05. The problem caused 500 return codes out of the API. Incident resolved.

 

05/02/2021 - PSD2 API information : A service interruption impacting all La Banque Postale channels (online banking, app, api) took place last weekend from 05/02 around 22:30 with a restoration of service gradually on 06/02 around 19:00. The incident caused some API DSP2 endpoints to be unavailable. Incident resolved.

 

25/01/2021 - PSD2 API information : A technical issue on the PSD2 APIs occurred between 25/01/2022 14:46 and 25/01/2022 15:11. The incident caused API unavailability (500 return codes). Incident resolved.

 

10/12/2021 - PSD2 PISP API information : A technical issue on the POST /payment-requests/{id}/confirmation occurred between 08/12/2021 14:30 and 10/12/2021 08:55. The generation of the psuAuthenticationFactor parameter was affected ("undefined") thus blocking the POST/confirmation API (returns 403). Incident resolved.

 

16/11/2021 - PSD2 PISP API information : A technical intervention on the instant transfer systems will take place on 21/11/2021 between 2am and 5am. These maintenance operations could disrupt the operation of the PISP APIs with errors or resumption at 5am in the execution of instant transfers initiated between 2am and 5am.